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The first legal mortgagor: a consumer without adequate protection? (2015)
Journal Article
Whitehouse, L. (2015). The first legal mortgagor: a consumer without adequate protection?. Journal of consumer policy, 38(2), (161-180). doi:10.1007/s10603-015-9284-6. ISSN 0168-7034

This article contends that the UK government’s attempt to create a well-functioning consumer credit market will be undermined if it fails to reform the private law framework relating to the first legal mortgage. Such agreements are governed by two di... Read More

Losing a home : does the current housing possession process provide effective access to justice? (2014)
Journal Article
Whitehouse, L., & Bright, S. (2014). Losing a home : does the current housing possession process provide effective access to justice?. New Law Journal, 164(7611), 16-17

In brief: • There is a lack of joined up thinking within the housing possession process. • The amount of time and resources devoted to these cases fails to recognise the importance that occupiers attach to the prospect of losing a home, as well as th... Read More

Making the case for socio-legal research in land law: Renner and the law of mortgage (2010)
Journal Article
Whitehouse, L. (2010). Making the case for socio-legal research in land law: Renner and the law of mortgage. Journal of Law and Society, 37(4), 545-568. doi:10.1111/j.1467-6478.2010.00521.x

The aim of this article is to enhance knowledge of and to encourage further research into two areas not traditionally the subject of socio-legal research, namely, the work of Karl Renner and the English law of mortgage, for three reasons. First, an a... Read More

The mortgage arrears pre-action protocol : an opportunity lost (2009)
Journal Article
Whitehouse, L. (2009). The mortgage arrears pre-action protocol : an opportunity lost. Modern Law Review, 72(5), (793-814). doi:10.1111/j.1468-2230.2009.00768.x. ISSN 0026-7961

In February 2008, the Civil Justice Council circulated for consultation a mortgage arrears pre-action protocol that proposed some of the most radical and significant reforms of the repossession process for a century. Hinting at a return to the equita... Read More